by HRASimple Team | Jul 1, 2026 | ICHRA vs. Alternatives
If you run a small business and you’re shopping for group health plans, there’s a good chance someone has pitched you a level-funded plan. The sales pitch sounds appealing: fixed monthly payments, potential refunds if claims stay low, and more cost control...
by HRASimple Team | Jun 16, 2026 | ICHRA vs. Alternatives
If you run a small business and you’ve been looking at alternatives to traditional group health insurance, the ICHRA vs. QSEHRA question has probably landed on your desk. Both are health reimbursement arrangements that let you reimburse employees for their own...
by HRASimple Team | May 6, 2026 | ICHRA Basics
You’ve done the research, reviewed the numbers, and decided that switching to Individual Coverage Health Reimbursement Arrangements (ICHRA) is a smart move for your business. Now it’s time to let your team know. For many employees, ICHRA will be a new concept. A clear...
by HRASimple Team | Feb 10, 2026 | ICHRA Compliance
One of the most powerful features of an ICHRA (Individual Coverage Health Reimbursement Arrangement) is the ability to design benefits using employee classes. These 11 IRS-approved employee classes give you the ability to customize your health benefits by employee...
by HRASimple Team | Jan 26, 2026 | ICHRA Basics
If you’re a small business owner, you already know the annual health insurance drill: wait for the renewal letter, brace for the number, and figure out how to absorb another increase without cutting somewhere else. It’s a cycle that keeps you reactive...